FAQs

The Grapes Group is a private membership organization created for the average everyday wage slave (middle class), to teach and guide any individual on how to increase their CashFlowIQ, and use:

• Money. (How to get yours working for you)
• Taxes. (How to legally pay as little as possible)  
• Debt (How to eliminate bad debt as well as working with good debt in becoming wealthy)
• Budgeting. (How to be successful on a budget)
• Investing.  (Becoming wealthy)

The Grapes Group curriculum was developed from Robert Kiyosaki Rich Dad Poor Dad series of books as well as a number of websites, reports and articles researched from the world wide web.

It's simple - I am on a mission and that is to teach any person who has the desire to get out of the “Rat Race” and become a “Financially Free” Sovereign Individual through a private membership organization called The Grapes Group.

My name is Bob Grapes and I am a retired public-school teacher who taught for over 25 years. I realized early in my teaching years that the educational system that I was part of had a big problem.

Simply put your Cash Flow IQ is a number (hopefully positive) that shows all how much cash/money you control after all your deductions, expenses and costs you have on a monthly basis are taken away from all the money you bring in as income. Research shows that most wealthy individuals have a high Cash Flow IQ number. The higher your Cash Flow IQ number is the more likely you will reach retirement age as a financially free individual.

We are teaching our students how to only rely on big brother (government) by teaching them to gladly accept life in the rate race: get good grades in school then go get a job, work 40 to 50 years then retire to a life that has a 90% chance of financial failure for their retirement years.

As Robert Kiyosaki, author of Rich Dad, Poor Dad has stated “The main reason people struggle financially is because they have spent years in school but learned nothing about money. The result is that people learn to work for money… but never learn to have money work for them" and being stuck in the rat race with a low CashFlowIQ.